:root{
  --navy:#0B1F3B;
  --blue:#2F80ED;
  --bg:#F5F8FC;
  --text:#0C1A2D;
  --muted:#5C6C82;
  --border:rgba(11,31,59,.12);
  --shadow:0 12px 34px rgba(11,31,59,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text)}
a{color:inherit;text-decoration:none}
.container{max-width:1180px;margin:0 auto;padding:0 20px}

/* TWO-ROW HEADER */
.header{position:sticky;top:0;z-index:60;background:rgba(245,248,252,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}
.brandbar{padding:10px 0;border-bottom:1px solid var(--border)}
.brandwrap{display:flex;align-items:center;gap:14px}
.brandwrap img{height:128px;width:auto;flex:0 0 auto}
.brandwrap .brandtext{display:flex;flex-direction:column;gap:6px;min-width:0}
.brandwrap .name{font-weight:900;letter-spacing:.2px;line-height:1;font-size:26px}
.brandwrap .tagline{font-size:12px;font-weight:700;color:rgba(12,26,45,.70);line-height:1.25;max-width:720px}

/* Nav row */
.navbar{padding:10px 0}
.navrow{display:flex;align-items:center;justify-content:space-between;gap:14px}
.menu{display:flex;gap:10px;align-items:center;flex-wrap:nowrap;white-space:nowrap;overflow-x:auto;scrollbar-width:none}
.menu::-webkit-scrollbar{display:none}
.menu a{font-weight:800;color:rgba(12,26,45,.82);padding:8px 10px;border-radius:10px;line-height:1;font-size:13px;border:1px solid transparent}
.menu a:hover{background:#fff;border-color:var(--border);color:var(--navy)}
.actions{display:flex;gap:10px;align-items:center;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:10px 14px;border-radius:14px;font-weight:900;font-size:13px;line-height:1;border:1px solid transparent;white-space:nowrap}
.btn.primary{background:var(--navy);color:#fff}
.btn.ghost{background:#fff;border-color:var(--border);color:var(--navy)}

/* HERO */
.hero{padding:18px 0 10px}
.hero-card{position:relative;border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);box-shadow:var(--shadow)}
.hero-card img.bg{width:100%;height:280px;object-fit:cover;display:block}
.hero-card .watermarks{position:absolute;inset:0;pointer-events:none}
.hero-card .watermarks img{position:absolute;top:50%;transform:translateY(-50%);width:360px;height:auto;opacity:.14;filter:drop-shadow(0 12px 22px rgba(0,0,0,.28))}
.hero-card .watermarks img.us{left:-70px;transform:translateY(-50%) rotate(-10deg)}
.hero-card .watermarks img.de{right:-70px;transform:translateY(-50%) rotate(10deg)}
.hero-card .overlay{position:absolute;inset:0;background:linear-gradient(135deg, rgba(11,31,59,.72), rgba(47,128,237,.10))}
.hero-card .copy{position:absolute;left:26px;right:26px;bottom:18px;color:#fff}
.hero-card h1{margin:0 0 6px 0;font-size:34px;line-height:1.12;font-weight:900}
.hero-card p{margin:0;opacity:.92;max-width:880px;line-height:1.55}

/* CONTENT */
.section{padding:22px 0}
h2{margin:0 0 10px 0;font-size:28px}
.kicker{margin:0 0 16px 0;color:var(--muted);line-height:1.6}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}
.card.pad{padding:18px}
.card .title{font-weight:900;margin:0 0 6px}
.card .desc{margin:0;color:var(--muted);line-height:1.55}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.step{padding:16px}
.step .num{width:34px;height:34px;border-radius:10px;background:rgba(11,31,59,.08);display:flex;align-items:center;justify-content:center;font-weight:900;margin-bottom:10px}
.callout{padding:18px;border-radius:var(--radius);background:linear-gradient(135deg, rgba(11,31,59,.96), rgba(47,128,237,.60));color:#fff;border:1px solid rgba(255,255,255,.12);box-shadow:var(--shadow)}
.callout p{margin:0 0 12px;opacity:.92;line-height:1.6}
details{border:1px solid var(--border);border-radius:14px;padding:12px 14px;background:#fff}
details+details{margin-top:10px}
summary{cursor:pointer;font-weight:900}
summary::-webkit-details-marker{display:none}

/* Footer */
footer{padding:30px 0 40px;color:var(--muted)}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:14px}
.small{font-size:13px;line-height:1.6}

/* WhatsApp */
.whatsapp-fab{position:fixed;right:18px;bottom:18px;z-index:60}
.whatsapp-fab a{background:#25D366;color:#fff;border-radius:999px;padding:12px 14px;font-weight:900;box-shadow:0 10px 25px rgba(0,0,0,.18)}

/* Responsive */
@media (max-width: 900px){
  .menu{display:none}
  .brandwrap img{height:96px}
  .brandwrap .tagline{display:none}
  .hero-card img.bg{height:240px}
  .hero-card h1{font-size:26px}
}
@media (max-width: 520px){
  .brandwrap img{height:86px}
  .btn{padding:10px 12px;font-size:12px}
}
/* Language switcher */
.lang-switch{display:flex;gap:8px;align-items:center}
.lang-switch a{
  font-weight:900;
  font-size:12px;
  padding:7px 10px;
  border-radius:12px;
  border:1px solid var(--border);
  background:#fff;
  color:var(--navy);
  line-height:1;
}
.lang-switch a.active{
  background:var(--navy);
  border-color:transparent;
  color:#fff;
}
@media (max-width:900px){
  .lang-switch a{font-size:11px;padding:7px 9px}
}

/* Leader hero (homepage) */
.leader-ticker{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}
.leader-chip{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 10px;border-radius:999px;
  background:rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.18);
  color:#fff;font-weight:800;font-size:12px;letter-spacing:.2px
}
.leader-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.leader-cta a{font-weight:900}
.section-link{display:block}
.section-link .card{transition:transform .15s ease, box-shadow .15s ease}
.section-link:hover .card{transform:translateY(-2px)}

.section-link *{pointer-events:auto}

main{position:relative; z-index:0}

.leader-dots{display:flex;gap:6px;margin-top:10px}
.leader-dots .dot{width:7px;height:7px;border-radius:999px;background:rgba(255,255,255,.32)}
.leader-dots .dot.active{background:#fff}